By : M.S.Yatnatti: Editor and Video Journalist Bengaluru : Prevention is always better than cure. It is always better to take certain precaution while operating the net. Cyber crime refers to any criminal activity that takes place over the Internet. Examples include fraud, malware such as viruses, identity theft and cyber stalking. Never open suspicious documents. Don't give out personal information to people you don't know. And be wary when approached with a suspicious proposition. You can also configure your computer to stop potential cyber criminals from gaining access to sensitive information. Use strong passwords on your accounts that are difficult to guess. Include both letters and numerals in your passwords. Never use a word that is easy to guess -- like your wife's name. Precaution, Prevention, Protection, Preservation and Perseverance for online security. Website owners should watch traffic and check any irregularity on the site. Putting host-based intrusion detection devices on servers will serve the purpose. It is not possible to eliminate cyber crime from the cyber space. It is quite possible to check them. History is the witness that no legislation has succeeded in totally eliminating crime from the globe. The only possible step is to make people aware of their rights and duties and to guard ourselves so that crime has no effect on us.The experts said companies must have a chief cyber security officer and data systems should function on a need to know basis. Recent revelations about leakage of Aadhaar da ta and corresponding transaction data are serious concerns as government is integrating Aadhaar number to various services," the study said.Pointing out that post-demonetisation, digital wallets such as PayTM and BHIM gained prominence, last year also saw cyber attacks that compromised more than 3 million ATM and debit cards through Hitachi-engineered ATM machine hacking.The experts said a wider net needed to be cast by the Indian banking system and the government to engage cyber security experts from top institutes as advanced layer of protection was missing in most financial institutions. Quoting a report, the IIT-K experts said India may need $4 billion investment in the private-public model.In its recommendations, the experts said companies must have a chief cyber security officer and data systems should function on a need to know basis. The experts felt that existing cyber security frameworks like CERT-IN was inadequate as there were insufficient inter-disciplinary connections and the governmentprivate sector partnership was neither deep enough nor did it provide the required expertise. New police chief and commissioer of Bengaluru Police T Suneel Kumar conceded on reportedly speaking to reporters that the police force is illequipped to deal with increasing cybercrimes, but said the problem was not unique to the country's IT capital alone ."Cybercrime is increasing across the world and in the country too. The police department is establishing a separate cyber cell in each police station across the state to tackle these cases. There needs to be renewed focus on training," Kumar said soon after taking charge. He said: "Special attention will be given to cyber security and we''ll train our personnel.We'll rope in experts from various fields to help us.".The corporate need to appoint chief information security officers to control cyber crime risks.Demonetisation and the subsequent push for digitisation has reportedly escalated risks relating to cybercrime and reportedly India needs to urgently upgrade its defenses by setting up a cyber security commission on the lines of the Atomic Energy and Space Commissions, according to an IIT-Kanpur study shared with Parliament's committee on finance.Noting that the government has initiated a number of programmes to enhance the participation of citizens in the fully digitalised economy , the study said cyberse curity centres set up by the Reserve Bank of India (RBI) would be insufficient. "While RBI centres often come to IITs such as IIT-Kanpur for expert opinion, IITs do not engage in relevant research on cybersecurity," the study said. Incidents of cybercrime in India are rising sharply, recording an increase of over 100% in 2015 from 2014. The number grew from 71,780 in 2013 to 1.49 lakh in 2014 to 3 lakh in 2015. The study said attacks from the `Equation group' -which WikiLeaks reports said was a clandes tine CIA and NSA programme -infected India's telecom and military sectors and research institutes.The committee was briefed by Profs Manindra Agrawal and Sandeep Shukla from IIT-Kanpur (IIT-K). The study pointed out that since the government was pushing Aadhaar-based financial transactions, securing the Aadhaar database against unauthorised usage must be looked at carefully .It has come to light that certain banks were making hundreds of transactions on the Aadhaar numbers of unsuspecting citizens.